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American Mobile Insurance Exchange (AMIE) is a Florida domiciled reciprocal exchange established in 2020 to provide Manufactured Home coverage in the State. As a reciprocal exchange, AMIE is a member-owned insurer that has its interests aligned with its subscribing members. We understand the importance of being there when you need us most.

Headquartered in St. Petersburg, Florida, AMIE has earned a Financial Stability Rating® (FSR) of A Exceptional from Demotech. Inc., a leading rating agency that assigns FSRs and monitors insurance companies for financial stability.


The AMIE team has over 40 years of experience in the manufactured home market throughout the United States, including over 25 years of experience in Florida.   Our team is focused on providing subscribing members with an exceptional customer experience from policy issuance through to the fast, fair, and friendly handling of a member's claim.


AMIE and its partner K2 Claims Services, provides superior claims service, no matter the size or type of loss. In addition to providing superior day-to-day claims handling service, we have built a dedicated mobile catastrophe claims team that responds immediately to events! K2 Claims' mobile catastrophe claims team utilizes licensed adjusters and appraisers who are able to issue payments on the scene, with authority to settle claims in the fastest, most efficient way possible.